Free tool · NEC Article 220 method

Residential Electrical Load Calculator

Find out if your panel can handle an EV charger, a hot tub, a generator or that new addition — before you spend a dollar on equipment.

Six quick questions give you the same calculated load a licensed electrician files with a permit, then you can tap in the things you’re planning and watch the number change.

Planning estimate only. A licensed ARC electrician verifies nameplates on site — free, no trip charge.

NEC 220 Standard methodSame math an inspector checks
1,000+ EV chargers installedOver 100 a year across Wake County
#29565 NC licensed & insuredServing the Triangle since 2011
$0 In-home quotesNo trip charge — The ARC Promise
Calculator mode Homeowner: six questions with NEC defaults. Advanced: every line item, for electricians and permit reference.
Step 1 · Quick check

Can your panel handle it?

Six questions. Same NEC Article 220 math a licensed electrician uses — just with typical Wake County defaults filled in. Refine any number in the full worksheet below.

3 VA per sq ft (NEC 220.41)
The big number on the top breaker in your panel
Heating & cooling
Heat pump assumed at 10,000 VA incl. backup strips
Cooking
Clothes dryer
Water heater
Tank 4,500 VA · tankless 27,000 VA

Pre-filled to NEC minimums — edit anything you know

Every value below feeds the calculation. Electricians: the full line-by-line worksheet is at the bottom of the page.
NEC 210.11(C)(1) minimum is 2
Set by the heating choice above; overwrite with the unit's nameplate
Kitchen fixed appliances
Your result

NEC calculated load for your home

—Total calculated load (VA)
—Amps at 240 V
—NEC minimum service
—ARC recommended (25% headroom)
0 Aof your main
Enter your home details above.
Step 2 · What are you adding?

Add a load and watch the number change

Tap anything you're planning. Each one is counted at its nameplate rating (NEC 220.14 / 220.57) and added to the result above in real time.

No added loads selected.

Pre-filled from your quick check. Edit any line — the result band follows the worksheet once you change something here.

General lighting & receptacle load

0 VA
0 VA
0 VA
Total general load
0 VA
First 3,000 VA at 100%
0 VA
Remainder at 35% (Table 220.45)
0 VA
Net general load
0 VA

Fixed appliances (220.53 — 75% when four or more)

0 VA
0 VA
0 VA
0 VA
0 VA
Fixed appliances total
0 VA
Net fixed-appliance load
0 VA

Heating & cooling (nameplate)

HVAC load
0 VA

Major appliances (nameplate)

0 VA
0 VA
0 VA
0 VA
0 VA

Other loads

0 VATotal calculated load
0 AAt 240 V
—NEC minimum service
Standard method, NEC Article 220 Part III. Planning estimate only — a licensed electrician verifies nameplate values and files the load calculation with the permit.

What your number actually means

Two service sizes come out of the calculator. Here is why they differ, and what to do if you land in the red.

NEC minimum service

The size the code requires

NEC Article 220 adds up your general lighting and receptacle load, applies demand factors (100% of the first 3,000 VA, 35% of the rest; 75% on fixed appliances when you have four or more), then adds heating, cooling and major appliances at nameplate. Divide by 240 V and round up to the next standard size — 100, 150, 200 or 400 A. That is the minimum an inspector will accept.

ARC recommended

The size with room to grow

We add 25% headroom to the calculated amps before picking a size. It is not a code rule — it is what keeps the next project (a second EV, a heat-pump water heater, a finished attic) from turning into a second service upgrade. If the two figures match, you are in good shape either way.

If you are over

Three ways to fix it

  • Service upgrade to 200 A or 400 A — the permanent fix, and what most homes adding an EV plus a hot tub end up needing. Panel upgrades →
  • Load-management device on the new circuit — pauses the EV charger when the house is busy. Cheaper, and often enough for one charger on a 200 A service.
  • Subpanel — solves “out of breaker spaces,” not “out of capacity.” Only helps if the calculated load already fits.

Why guessing is expensive. An overloaded service does not just trip breakers. It is one of the most common reasons an EV charger or hot tub permit gets flagged at inspection — after the hardware is bought and the wire is pulled. A calculation first costs nothing; a re-do costs a second visit and a second permit.

What common projects add to your load

Typical nameplate values we see in Wake County homes. Your equipment’s label wins — type the exact figure into the full worksheet if you have it.

ProjectTypical ratingAdds to calculated loadWorth knowing
Level 2 EV charger32–60 A7,680–14,400 VA (32–60 A)NEC 220.57 counts the charger at 7,200 VA or nameplate, whichever is larger. A 48 A charger is the most common install; Duke Energy’s credit covers the circuit work.
Hot tub / spa40–60 A9,600–14,400 VAHeater plus pumps on one GFCI-protected circuit. Most 6-person tubs are 50 A.
Electric tankless water heater18–36 kW18,000–36,000 VA (75–150 A)The single biggest load you can add to a house. A 27 kW unit alone is 112 A — it pushes most 200 A homes over.
Whole-home standby generator—0 VAA generator does not add load; it is sized from this calculation. Use the number here on our generator page.
Pool pump1–2 HP1,500–2,800 VAVariable-speed pumps draw far less most of the day but are still counted at nameplate.
Pool heat pump / electric pool heater25 A / 18 kW6,000 / 18,000 VAA resistance pool heater is the second-biggest residential load after tankless water heating.
Sauna6–9 kW6,000–9,000 VAUsually a dedicated 40 A circuit.
Mini-split / second HVAC15–30 A3,600–7,200 VACounted at nameplate alongside your main system.
Finished basement / addition500 sq ft1,500 VA gross, ~525 VA after demand factorSquare footage is cheap on the calculation; the kitchenette, mini-split and bathroom heater in it are not.
Switching gas range / dryer to electric40 A / 30 A8,000 / 5,000 VAInduction ranges are counted the same as conventional electric.

Values are typical nameplate ratings for planning, not a substitute for the label on your equipment. VA at 240 V: amps × 240.

Load calculator questions

How do I know if my panel can support an EV charger?

Most Level 2 home EV chargers draw between 7,200 and 11,500 VA (30–48 amps at 240V) continuously (3hrs or more). If your panel is already near its rated capacity from existing lighting, HVAC, and appliances, adding a charger can push you over the limit — that’s exactly what this calculator estimates before you buy the hardware.

What size electrical panel do I need for a generator, EV charger, and central AC together?

It depends on your home’s total calculated load, not just the number of devices. Many mid-size Wake County homes run fine on a 100A panel, but homes adding several large loads at once — a generator, an EV charger, and an electric range, for example — often need 150A or 200A service. Run your specifics through the calculator above for a personalized estimate.

Is this calculator based on real electrical code, or just a rough guide?

It follows the standard method in NEC Article 220 — the same load-calculation approach licensed electricians use, including demand factors for general lighting and fixed appliances. It’s built for planning purposes; a licensed electrician still verifies the final numbers before any permit is filed.

What are my options if my load is close to my panel’s limit?

A few, depending on your situation: a full on-site load calculation and panel upgrade (commonly to 150A or 200A), adding a subpanel, or a load-management device for the new equipment. ARC Electric provides a free in-home quote with no trip charge to work out which one fits.

Cutting it close? Get the real number, free.

If your calculated load is at or near your panel’s limit, don’t find out the hard way. A licensed ARC electrician comes out, reads the nameplates, runs the calculation you just ran with exact figures, and gives you a firm flat-rate price on whatever it turns out you need — or tells you that you need nothing.

  • Free in-home quote — no trip charge, no estimate fee, no obligation
  • Electricians are not paid on how much you spend — The ARC Promise
  • Panel upgrades permitted, inspected and covered by a five-year workmanship warranty
  • Free in-home second opinion if someone else already quoted you a service upgrade
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